The Lettings Hub - the home for lettings

Protect your Landlord's rent

When it comes to offering Rent and Legal Protection, we know that letting agents have different needs to private landlords and that’s why we’ve come up with options that will help you maintain a landlord’s trust and keep you ahead of the game. Depending on how you want to work with us, we can either contact the landlord on your behalf to discuss ways of protecting their home and rent, or you can have your own policy in place, allowing you to easily add a landlord's property to it. An easy-to-manage monthly payment option is offered exclusively to agents.

By reducing the risks landlords face in this ever-changing industry and offering them innovative products as part of your commitment to them, we can help you protect that relationship. We genuinely believe ours is the best Rent and Legal Protection product on the market and that is why we are happy to feature the key elements of our cover here.

Rent and Legal Protection Features
Repossession - To gain possession of the property from the tenant

Yes

Payment of rent arrears whilst tenant still occupies property

Unlimited*

Payment of rent after vacant possession, if property damage needs repairing 75% of rent for a maximum of 2 months or until property is re-let – whichever is soonest
Eviction of squatters - evicting someone who is in the property without permission Yes
Covers any breach of tenancy, including anti-social behaviour Yes
Covers the property not the tenant Yes
6 or 12 month term available Yes
Nil excess Yes
Legal assistance up to £75,000 Yes
Period in which you have to make a claim Up to 45 days
Transferable between tenancies Yes
Claims exclusion period if tenancy has started 30 days
Hotel expenses - £150 per day for up to 30 days Yes
Storage costs - £10 per day for up to 4 weeks Yes
Legal assistance against someone who damages your property For damage over £1,000
Legal defence for landlords Yes
Telephone helpline (legal advice/domestic assistance/counselling) Yes
Covers rents up to £8000 per month
* Maximum level of indemnity is £75,000. As with any cover, limitations and exclusions apply. For full details, terms and conditions, please see the Policy Booklet and Policy Summary Key Facts.

Our policy is available at such a competitive rate, you could consider offering it for free as an incentive to landlords or package together with your managed or rent collection service. There is no excess and no upfront cost in the event of any claim.

Get a quote

FAQs

As an agent acting on behalf of a landlord’s property, who makes a claim?

As the policy is in your name (i.e. letting agent), you arrange everything from noting the interest to making a claim should it be needed

Do we, as agents, have to pay anything upfront in the event of a claim?

There is no excess and therefore no upfront cost to pay, should the worse happen

Are there any hidden fees?

The price we have quoted you includes a £10.00 administration fee and Insurance Premium Tax

How long does the policy last?

Typically for the length of the tenancy, i.e. 6 or 12 month terms. You can also choose to pay monthly