Landlords Rent &
Legal Protection
Covers your lost rent if your tenants fail to pay plus legal expenses if you need to go to court. Zero excess from £215 per year.
Prices include taxes and fees.
Covers any
rental value
Covers any
breach of tenancy
Zero excess
Protect your rental income
Even the most reliable tenants can have a sudden change in circumstances that leaves them unable to pay their rent. With Rent & Legal Protection you can protect your income whilst specialist solicitors work with your tenants to find an agreeable solution.
Claims settled quickly
If you need to make a claim, specialist solicitors will try to reach a payment agreement with your tenants first. Over 50% of claims are successfully resolved via mediation, but if that process should fail payment for your lost rent will be made to you on average within 5 days.
Working with your tenants
Specialist solicitors will work with your tenants to find a reasonable solution to repay any arrears before referring cases to court. This process ensures tenants are given a fair chance to settle their debt. If an agreement cannot be reached, we can evidence that mediation was attempted and failed, which will be required for an eviction to be granted by the courts.
What’s covered?
Covers rent until vacant possession
Your full monthly rent is covered until you get your property back
Legal expenses
Up to £75,000 to cover legal costs to get your property back
Any breach of tenancy
Covers eviction costs for any breach, such as anti-social behavior
Existing tenancies
Mid-tenancy cover available where similar protection has been in place
Squatters
Legal assistance to remove squatters or extenants from your property
Tenant damage at re-let
Covers 75% of lost rent for 2 months if repairs are required before re-let
Recover cost of repair
Covers legal costs to pursue tenants for over £1,000 of damage
24-hour helplines
Free helplines to offer legal and tax advice and a counselling service
Maximum level of indemnity is £75,000. As with any cover, limitations and exclusions apply. For full details and terms and conditions, please see the Policy Booklet and Insurance Product Information Document.