Landlords' Rent and Legal Protection
Covers your lost rent if your tenants fail to pay plus legal expenses if you need to go to court.
Zero excess from £215 per year.
Covers any rental value
Covers any breach of tenancy
Zero excess
Everything You Need | What is Covered?
T&C’s apply. General Exclusions, Terms and Conditions and Policy Documents are located at the bottom of this page.
Protect Your Rental Income | We're Here to Help!
Even the most reliable tenants can have a sudden change in circumstances that leaves them unable to pay their rent. With Rent & Legal Protection you can protect your income whilst specialist solicitors work with your tenants to find an agreeable solution.
Claims settled quickly
If you need to make a claim, specialist solicitors will try to reach a payment agreement with your tenants first. Over 50% of claims are successfully resolved via mediation, but if that process should fail payment for your lost rent will be made to you on average within 5 days.
Working With Your Tenants
Specialist solicitors will work with your tenants to find a reasonable solution to repay any arrears before referring cases to court. This process ensures tenants are given a fair chance to settle their debt. If an agreement cannot be reached, we can evidence that mediation was attempted and failed, which will be required for an eviction to be granted by the courts.
Maximum level of indemnity is £75,000. As with any cover, limitations and exclusions apply. For full details and terms and conditions, please see the Policy Booklet and Insurance Product Information Document.
1 | Properties that have not been let under either an assured shorthold tenancy, a short assured tenancy or an assured tenancy.
2 | Legal costs for registering or reviewing rents or any matter to do with rent, rate or land tribunals, rent assessment committees and rent officers.
3 | Claims where a satisfactory comprehensive reference has not been obtained on all tenants and guarantors named in the tenancy agreement before the commencement of the tenancy.
4 | There must always be at least a 51% chance that any claim under this insurance will have a successful outcome.
Download – Policy Booklet
Download – Insurance Product Information Document